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Finance is personal, and that’s
why it’s important to get tailored
advice from a professional.

CONTACT ME TODAY

As a local Investment Advisor with many years of experience in the financial services industry, I assist in the creation and maintenance of long-term wealth.  


My approach includes an integrated approach to your investment, retirement, and estate planning.


Client Resources

Your financial situation can be complicated. These helpful links, calculators, and tools can help. 

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Services

Partnering with Manulife, we are able offer you the best services, and the best advice. 

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Contact Stephen

To be effective, financial strategies need to be coordinated. Together, we make sure everything fits. 

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Here to help you weather any storm.

What is your appetite for risk?

Some people may find sky diving thrilling; others would rather keep their feet on the ground. The difference between these individuals is quite likely their attitude towards risk – how willing they are to jump out of an airplane for an unforgettable thrill.

It is much the same when it comes to investing. Your attitude with respect to the potential of losing money and your ability to absorb a financial loss can be very different.

Read more about the importance of knowing your tolerance for risk in your investment portfolio. If you'd like to discuss anything in here in detail, feel free to give me a call.

Stephen Forsey, CIM, FCSI Photo

Stephen Forsey, CIM, FCSI

Senior Investment Advisor - Manulife Securities Incorporated

Stephen has over 30 years of experience in the financial services and investment management industry.   His approach to advising clients is a holistic one as he understands that wealth accumulation and preservation is not solely about investments, rather ensuring clients feel comfortable with all aspects of their financial well being.  Whether the conversations occur in the office, at a local coffee shop, the client’s home or on the phone, meetings always cover a variety of themes.   Questions such as; What can I do to keep my spouse busy in retirement? Or I am single again, now what?   Stephen’s experience ensures that the client is comfortably transitioned through each phase.

A lifelong Maple Leafs fan, Stephen has been able to build a backyard rink for his family, friends and neighbours most winters since his daughters were small.  The Maple Leafs lack of sustained success in the playoffs has given him more time each spring to occasionally build benches from old hockey sticks which are gifted to friends and donated to local charity auctions.

Throughout his career and decades as an Aurora resident, Stephen has been an active community volunteer.   He has been the Secretary/Treasurer of the York Oldtimers Hockey League since 2006 and is currently a Board member for Sparrow Lake Camp (fun fact, this is where he met his wife Anne!).

Stephen’s professional education includes a Hons. Bachelor of Administrative Studies from Trent University (1988), the Canadian Securities Course (1989), Certified Investment manager (1994), Fellow of the Canadian Securities Institute (1997) and the Professional Financial Planning Course (2002).  He continues to further his formal education and is presently working on additional licensing designations.

Stephen and his team look forward to meeting you soon to discuss what is most important to you!

p.s.  Don’t forget to have a look at what Stephen is currently reading on our website library page!

Kim Rogers (K1) Photo

Kim Rogers (K1)

Administrative Assistant - Manulife Securities Incorporated

As the longest tenured member of the team, Kim’s previous experience in the “consumer goods” industry provides valuable team management and computer technical skills.   She is a whiz with reports and spreadsheets.  

As one of Aurora’s true hockey parents in the off hours Kim can be found in one of the many rinks in the Town!

Kim Rouse (K2) Photo

Kim Rouse (K2)

Administrative Assistant - Manulife Securities Incorporated

Kim is the most recent addition to our team and has a varied background, including previous experience in the financial services industry.

Kim’s organizational and people skills are a real asset in keeping Stephen on track.  

When Kim isn’t working, she can be found enjoying long walks with her husband Rob and their two dogs. 

Markets Fluctuate. 

I'll Help You Stay The Course.

Investment & Asset Management

  • Goal setting and Required Rate of Return
  • Asset allocation based on personal goals and objectives
  • Ensuring investment selection is inline with goals & risk tolerance
  • Tax efficiency of Investments
  • Fee Analysis
  • Continuous Monitoring and goal checks

Retirement Planning

  • Retirement Income Projection and Analysis
  • Pension Analysis
  • Severance
  • TFSA or RSP ?
  • Goal Setting
  • CPP and OAS Analysis

Estate Planning  

  • Legacy Planning
  • Inheritance
  • Intergenerational transfers
  • Estate Bond
  • Gifting to children
  • Trusts
  • Charitable donations

**Some Estate Planning strategies may require the involvement of a legal professional.

Tax Minimization Strategies

  • Tax efficiency of investments
  • Tax deferral
  • Tax conversion
  • Passing assets through your estate
  • Income splitting
  • Intergenerational transfer

**Tax minimization strategies abide by rules set forth by the CRA and may require us to work along side a Chartered Accountant.

Other

  • Capital Needs and Cash Flow Analysis 
  • Education Planning     
  • Short term goal planning 
  • Debt Management
  • Beneficiary audit

Get in Touch

Every conversation is different.  Let's begin the conversation for you to get a sense of what it’s like to work with me.

To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals. 

How are things now? Do you have any concerns? What do you hope to accomplish in the next few years and longer term?

* Required


Stephen's Library

Currently Reading...


The Richest Man Babylon

A personal finance classic originally written in 1926.  Certainly a must read for everyone, especially young people looking to build and maintain wealth. 






The Great Reset

The author is a University of Toronto Professor who, after the great financial crisis of 2008-09, has speculated on what our economy, society, and geography could look like in terms of how we will work and live in the future.






Call 905-726-9343